The investigation on Akbank T.A.Ş., Denizbank A.Ş., Finans Bank A.Ş., HSBC Bank A.Ş., ING Bank A.Ş., Türk Ekonomi Bankası A.Ş., Türkiye Garanti Bankası A.Ş., Türkiye Halk Bankası A.Ş., Türkiye İş Bankası A.Ş., Türkiye Vakıflar Bankası T.A.O., Yapı ve Kredi Bankası A.Ş. ve T.C. Ziraat Bankası A.Ş., Garanti Ödeme Sistemleri A.Ş. and Garanti Konut Finansmanı Danışmanlık A.Ş., all of which operate in Turkey, has reached the hearing stage. The hearing concerning the aforementioned undertakings will be held on Monday, February 25, 2013, at 10:00 am.

Complainants and third parties who wish to attend the meeting in accordance with the "Communiqué on Hearings Held before the Competition Board" should apply to the Competition Authority with a petition containing the information and documents which establish their interest in the investigation until the end of the business hours on Friday, February 15, 2013.

Respectfully submitted for the information of the public.